"eOselia" is a state mortgage program
that allows you to purchase an apartment at preferential interest rates.
Confidence in tomorrow
Your choice for quality and stability
About programs
Government-backed housing
purchase programs
Perfect Group participates in state support programs designed to make home buying more affordable. Through these programs, you can purchase a home in our new developments on favorable terms with minimal financial burden.
About programs
Government-backed programs
and
eVidnovlennia
Who can participate
-
Military personnel and law enforcement officers
-
Medical professionals, educators, and scientists
-
Young families
-
Citizens without their own housing
Key terms and conditions
-
Loan term up to 20 years
-
Down payment from 20%
-
Fixed rate from 3% to 7% depending on the participant category
-
The opportunity to choose an apartment in Perfect Group's new developments
Other state and social programs
Perfect Group collaborates with partner banks that implement state and social programs
Mortgage with partial state compensation
Special programs for internally displaced persons (IDPs) and defenders of Ukraine
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Company's internal programs
Installment plans from the developer
Interest-free or preferential installments paid directly to the developer during the construction period or until a specified date after commissioning.
Ideal for
Interest-free or preferential installments paid directly to the developer during the construction period or until a specified date after commissioning.
Key highlights
The contract must include: a payment schedule, price adjustment terms, the liability of the parties, and the early repayment procedure.
How it works
01
Initial payment
Fixed by the contract
02
Monthly/quarterly payments
Per the agreed schedule
03
Price fixation as of the contract date
Or pegged to the exchange rate/index — depending on the terms
50/50 Program
You pay a portion of the cost upfront and the remainder upon completion of construction or within a timeframe specified in the contract. This reduces the financial burden on your budget, fixes the price at the construction stage, and allows you to avoid monthly payments.
Ideal for
Interest-free or preferential installments paid directly to the developer during the construction period or until a specified date after commissioning.
Key highlights
The contract must include: a payment schedule, price adjustment terms, the liability of the parties, and the early repayment procedure.
How it works
1/2
You pay 50% of the apartment cost upfront
Fixed by the contract
2/2
Monthly/quarterly payments
Per the agreed schedule
Useful materials
Useful materials
Analytics, expert advice, and answers to frequently asked questions. Everything to help you better navigate the topics of real estate and choosing a home.
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